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Well, if you've only got 3 people, there's no reason to use a database. But if you've got more than a dozen or so, Liquedus is right. At any rate, this is very, very basic PHP and you should refer to a good PHP tutorial or book.
Although it would only be 3 users, it is always best to think of the future, so I agree, stick to the db, db are wonderful inventions :wink: